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No Application Fees With Fast Turnaround

Bad Credit or No Credit Is Not A Disqualifier

We work with efficiency, honesty and creativity. We believe in a human approach to helping Canadian businesses. We never charge any upfront fees and there is no obligation to continue. We stand by our A+ rating by the Better Business Bureau and the IFA.

If you have an immediate capital need, your business could have funding as soon as 1 business day!

(Our fastest was 3 hours and 46 minutes)

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Offering Canadian Businesses A Wide Variety Of Flexible Business Funding Solutions Since 2007

Below Are Some Of The Funding Options That We Offer

Invoice & PO Factoring

Invoice factoring is a business finance option for businesses that provides your organization with immediate access to money owed to your business by your customers, without waiting 30, 60, 90 days – or even longer – for the invoices to be paid.

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Business Line Of Credit

The business line of credit is a product for people to have access to funds when the opportunity presents itself. Upon approval, you will have access to the funds you need, without a restriction on when or what you need to borrow.

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Bad Credit Business Loans

Because we don’t judge your business solely on your credit score, we approve businesses that institutional banks cannot. Through our streamlined process, you can receive funding in as little as 8 hours. There are never any fees to apply, and no collateral is required.

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Business Cash Advance

Business cash advances provide a business with opportunities to meet their cash flow needs with flexible payback options. These programs have some of the highest approval rates, making it widely accessible to businesses from all sorts of backgrounds. Bankruptcies, tax liens etc. we will find a way to get your business approved.

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Mezzanine Financing

One of the biggest challenges for struggling businesses is locating the capital t hat they need to survive and thrive. If you are a business owner with existing debt, or multiple encumbered positions, we can still help.

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Flexible Commercial Loans

When you get a short-term loan from AFN, you can use a variety of collateral such as cars, boats and other business equipment. Even business owners who have bad credit can still be approved for a business loan through AFN. All you need to do is apply with AFN and provide us with a little information and you’re well on your way to getting the funding your business needs to flourish.

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We have been trusted by thousands of business for over 10 years!

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Get The Business Loan You Need In Minutes

Fastest business funding in Canada


Call  (877) 480-9250

Sorry, we do not fund startups! 

Loan repayment terms can vary by product type and may be anywhere from 120 days to 10 years.

We use 128-bit protection and strict, high-level security.

Rated 9.8 out of 10

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Rated 9.8 out of 10